In 2025, the Life Insurance Corporation of India (LIC) has introduced a special scheme for women. This new LIC Yojana aims to empower women by offering a monthly income of ₹5000 to ₹7000. It is designed for housewives, working women, and senior women citizens. The government-backed LIC scheme is gaining attention due to its secure returns and long-term benefits.
Let’s understand this LIC Yojana 2025 in simple words, including its benefits, eligibility, and how to apply.
Better Latest Content LIC Women Yojana 2025 Overview
| Feature | Details |
| Scheme Name | LIC Women Monthly Income Yojana 2025 |
| Monthly Benefit | ₹5000 to ₹7000 |
| Eligibility | Indian Women (18 to 55 years) |
| Scheme Type | Monthly Income Scheme |
| Investment Amount | Starts from ₹1.5 lakh (One-time or in installments) |
| Policy Term | 10 to 20 years |
| Organization | Life Insurance Corporation of India (LIC) |
| Application Mode | Online & Offline |
| Interest Rate | 7% to 8% annually (approximate) |
| Starting Date | Application process has started |
| Maturity Benefit | Final lump sum after policy ends |
What Is LIC Yojana 2025 for Women?
LIC Women Yojana 2025 is a secure savings and income scheme. Under this plan, women who invest a certain amount (for example, ₹1.5 lakh or more) get a fixed monthly income between ₹5000 to ₹7000 after a specific period. This scheme is helpful for financial stability, especially for those who want regular monthly support.
It is perfect for:
- Housewives looking for independent income
- Working women wanting extra savings
- Senior women who need monthly pension-like support
Design & Purpose of This Scheme
LIC designed this plan to support women financially with minimum risk. It offers:
- Guaranteed monthly income
- Tax-saving under Section 80C
- Maturity benefits
- Nominee benefits in case of policyholder’s death
This makes it a low-risk and stable income source, just like a pension.
Eligibility Criteria
To apply for this LIC Yojana 2025, the following criteria must be met:
- Applicant should be female
- Age must be between 18 to 55 years
- Should be an Indian citizen
- Must submit valid ID proof (Aadhaar, PAN, etc.)
- Should be able to pay the minimum investment amount
Benefits of LIC Women Yojana 2025
Here are some key benefits of the scheme:
Monthly income of ₹5000 to ₹7000
Life cover included in the policy
Tax benefits on premiums paid
One-time or flexible installment investment
Long-term financial support
Secure returns backed by LIC
How the Monthly Income Works?
Once the policy completes the required duration (for example, 5 years lock-in), the monthly payouts begin. For example:
- If you invest ₹1.5 lakh today
- You may start receiving ₹5000/month after 5 years
- The amount can go up to ₹7000 based on your investment and policy term
This works similar to a pension and gives regular financial help.
Application Process (Simple Steps)
The LIC Women Yojana 2025 application process is simple and available in both online and offline modes.
Offline Method:
- Visit your nearest LIC branch.
- Ask for the “Women Monthly Income Yojana 2025” form.
- Fill out the form with your name, age, address, and nominee details.
- Submit required documents (Aadhaar, PAN, photos).
- Pay the premium (one-time or first installment).
- Get the policy papers and receip
Online Method:
- Visit the official LIC website – www.licindia.in
- Go to “New Policies” section.
- Choose “Women Monthly Income Yojana 2025”
- Click on “Buy Policy Online”
- Fill in the personal and nominee details
- Upload documents (Aadhaar, PAN, etc.)
- Pay the premium using online payment
- You will get the e-policy on your registered email
Documents Required
- Aadhaar card
- PAN card
- Passport-size photo
- Bank account details
- Address proof
- Age proof
- Nominee details
Who Should Apply?
- Women who want a secure monthly income
- Housewives who don’t have an income source
- Women saving for future financial needs
- Senior women looking for pension benefits
- Working women who want safe investments
Final Words
LIC Yojana 2025 is a strong step toward women’s financial independence. With just one-time investment or installment payments, women can enjoy monthly income of ₹5000 to ₹7000. Backed by LIC, this scheme is safe, reliable, and easy to apply for If you or your family member is eligible, it’s a great time to apply and secure the future. Visit the LIC branch or website and apply today.
